Family Floater

This is a Health Insurance Policy for entire Family

  • Floater implies single Sum Insured for entire family residing in India.
  • Family includes Self, Spouse, Children, Parents and Parents in laws.

Now you can buy and renew policies Online. Buy a new Family Health Insurance plan or Renew an existing Happy Family Floater Health Insurance policy by registering yourself on our Portal and paying online through your debit card / credit card or Net-banking. To check out various online facilities available, you may login on the Portal.

Salient features of the policy
  • A floater providing Health Care solution to the proposer and his / her family under one sum insured under one policy.
  • The sum insured floats over all the beneficiaries under the policy.
  • No medical examination for persons upto the age of 45 years.
  • Pre-existing conditions cover after four consecutive renewals with the Company.
  • Family floater Health Insurance policy offers sum insured slabs of 1 to 50 lacs.
  • This Health Care Policy covers the hospitalization expenses for the covered diseases / accident upto specific limits.
  • Family floater Health Insurance policy offers as an inbuilt cover daily cash allowance and attendant allowance upto limits specified.
  • Personal Accident cover is offered as add on cover under both the covers. In addition  family floater Insurance policy cover offers add on cover of life hardship survival benefit.
  • Discount in OMP premium when Happy family floater Health Insurance policy is taken.
  • Option of TPA and non TPA services.